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PERSONAL BANKING - Loans & Lines of Credit

Home Equity Lines of Credit

Apply Online

At East West Bank, we have the lending programs to help you improve your lifestyle or simplify your financial life.

Whether you want to remodel your home, finance a college education, buy a new car, take a fabulous vacation, or pay off your credit cards, East West Bank has the right loan or line of credit for you.

 

Because we understand your unique needs and treat you as an individual, we can help you find the best, most comfortable way to increase your borrowing power. Our lending programs are all designed with competitive rates and flexible terms and payment options. Our branch representatives are ready to help you select the right finance program that makes your life easier and your dreams affordable.

 

Call or stop by any East West Bank office to talk with us about your needs and get a free quote. You can also visit us and apply online at www.eastwestbank.com for information and instant credit pre-approval.

 

East West Bank
EasyMoneyLine

Put the equity in your home to work

 

If you own your home, one of the easiest ways to borrow money is to use the equity in your home. Home equity is the difference between the value of your home and the amount you owe on your mortgage. Whether you want to make home improvements, buy a computer, send your child to college, take a dream vacation, or simply consolidate your bills, East West Bank's EasyMoneyLine can help you reach your goals.

 

CHOOSE THE EasyMoneyLine PROGRAM THAT FITS BEST:

EZ-1
EZ-2
EZ-3

Maximum Line Amount and Loan to Value

$250,000 
Up to 60% of your equity

$250,000 
Up to 55% of your equity

$250,000 
Up to 50% of your equity

Income & Asset Documentation Requirements

Full documentation
No documentation

No documentation
No credit history

Outstanding Features

Lowest interest rate

Easy qualifying competitive rates

Easy qualifying for borrowers with no credit history

> Great rates and terms
> Low fees
> Pay interest only on amount outstanding
> Discounted rates with automatic payments from your East West Bank account
> Convenient access to funds
> Potential tax advantages-consult your tax advisor
> Instant pre-approval decision when you apply online
 
EQUITY ESTIMATOR

Home Value*

Maximum Loan to Value (from chart above)

Available Equity

Amount of 1st Trust Deed

Maximum Line Amount**

 

*Final determination made by East West Bank appraisal.
**Must be sufficient to pay all existing loans on property other than 1st Trust Deed. Amount is subject to approved credit.

 

Use our convenient equity Estimator to see how much you might be able to borrow.

 

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