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房屋貸款利率 |
|
固定利率貸款 |
| 全期固定利率貸款，包括一般貸款計劃。 |
一般貸款額
(貸款額至$417,000，要求貸款資料齊全) |
| 貸款期 |
利率 |
申請費 |
年利率 |
月付款額* |
| 30 Years |
4.875% |
1.000 |
4.835% |
$2,206.80 |
| 15 Years |
4.250% |
1.375 |
4.335% |
$3,137.00 |
|
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| Portfolio 貸款計劃 |
| 配合特別貸款需求，審核標準有彈性。 |
Portfolio貸款計劃
|
| 貸款類別
|
利率
|
申請費 |
年利率
|
月付款額* |
| 6 Month T-Bill |
7.000% |
1.000 |
8.107% |
$2,774.31 |
| 3/1 Intermediate ARM (CA31T/JA31T) |
6.625% |
1.000 |
6.773% |
$2,670.10 |
| 5/1 Intermediate ARM (CA51T/JA51T) |
6.750% |
1.000 |
6.899% |
$2,704.65 |
| 7/1 Intermediate ARM (CA71T/JA71T) |
7.500% |
1.000 |
7.660% |
$2,915.72 |
|
|
|
| 多單位住宅貸款 |
| 個案審核，簡易快捷。 |
Portfolio貸款計劃
|
| 貸款類別
|
利率
|
申請費
|
月付款額*
|
| 6 Month T-Bill |
7.250% |
0.000 |
$2,728.71 |
| 3/1 Intermediate Arm |
7.250% |
1.000 |
$2,728.71 |
| 5/1 Intermediate Arm |
7.500% |
1.000 |
$2,796.86 |
| 15 Year Fixed |
9.250% |
0.500 |
$3,290.70 |
|
|
| |
| * Conforming and Portfolio examples are based on a loan amount of $200,000. Multi-Family examples are based on a loan amount of $400,000. Rates and payments on Adjustable and Intermediate Adjustable Rate Mortgages may increase after consummation based on a margin and current market indexes. All examples are based on the following conditions: |
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The property is a single family used as your primary residence, except for the multi-family product which assumes a non-owner occupied residence. |
| |
The property is located in California. |
| |
The down payment towards the property is 25%. |
| |
Income and assets are documented and are sufficient to qualify. |
| |
There will be no subordinate financing behind the newly created 1st Mortgage. |
| |
Rate and points are based on a 30 day lock period. |
| |
Credit subject to East West Bank approval. |
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