EFFECTIVE DATE: 4/4/2022
Account Maintenance Fee
See Annual Percentage Yield and Account Terms Disclosure for specific account fee information.
Overdraft / Returned Items
| Non-Sufficient Funds Fee (per item) Your check or other electronic transaction presented and paid or returned unpaid against insufficient funds or uncollected funds holds. Maximum charge of $30 per day. Note: A previously returned check or electronic transaction that is presented again for payment may incur an additional non-sufficient funds fee on the same transaction if there are insufficient available funds to pay the represented item. |
$30.00 |
| Returned Deposit Your deposited/cashed check, item, or draft, returned to us unpaid. |
$8.00 |
Debit Card / ATM Usage
| International Shipping Fee Debit Cards mailed to a non-U.S. address will be assessed an international shipping fee. Transactions made at an East West Bank owned ATM, or at an ATM that participates in the MoneyPass or Allpoint Networks. |
$20.00 (per item) |
| Transaction Fee Non-East West Bank ATM Transactions made at ATMS that are not owned by East West Bank or that do not participate in the MoneyPass or Allpoint Networks. |
No Charge |
| ATM Withdrawal | No Charge for first 2 per statement cycle *$1.00 per additional withdrawal |
| ATM Transfer |
$1.00 (per transfer) |
| * Third parties (merchants, financial institutions, etc.) may assess additional fees for transactions made at their terminals or machines. These fees may be included in the total transaction amount that is withdrawn from your account and shown on your East West account statement. |
Stop Payments
| Customer Initiated Items Checks, Pre-Authorized Debits, other Items drawn on your account |
$30.00 (per item) |
|
| Bank Issued Items Cashier’s Checks, Money Orders, other Bank Issued Items |
$30.00 (per item) |
|
| Post Dated Check Drawn on your account |
$30.00 (per item) |
Excess Account Activity
| Excess Activity Fee | *$10.00 (per item) |
| * Money Market and Savings Accounts - Charged when the per statement cycle transactions exceed the limits specified in the account Agreement. |
Check Printing
| Printed Check Order | Prices May Vary |
Requests to Re-Open an Account
| Accounts Re-Opened within 60 Days of Closure | $50.00 |
| Accounts Re-Opened more than 60 Days of Closure | $150.00 |
| Requests to re-open a checking account (that was originally established using our mobile banking platform) after it has been closed by the Bank or customer are subject to Bank review and approval. If, at the Bank’s discretion, a re-opening request is honored, depending on the product type, a re-opening fee may be deducted from the account, which may cause your balance to fall below the minimum needed to avoid the Monthly Account Maintenance Fee. The Bank is under no obligation to honor a re-opening request, and not all accounts will qualify for re-opening. Please refer to your product specific Annual Percentage Yield and Account Terms Disclosure to determine if this fee applies to your account. |
Early Account Closure
| Accounts Closed Prior to 120 Days | $20.00 |
Dormant Account
| Escheatment Fee | As allowed for by applicable State law |
Items Sent for Collection
| Incoming Collection Foreign or Domestic |
$25.00 (per item) |
| Outgoing Collection – Domestic Items payable in U.S. dollars |
$25.00 (per item) |
| Outgoing Collection – Foreign Items payable in foreign currency |
$45.00 (per item) |
| Express-Mail Assessed when special handling is required |
$12.00 |
Wire Transfers/ China Remittance
OUTGOING Wire Transfer Fees
| Domestic Sent to a recipient within the United States |
$30.00 (per item) |
| Foreign - in U.S. Dollars Sent to a recipient outside the United States |
$40.00 (per item) |
| Foreign – in Foreign Currency Sent to a recipient outside the United States |
$25.00 (per item) |
INCOMING Wire Transfer Fees
| Domestic or Foreign | $10.00 (per item) |
China Remittance Transaction Fees
Pricing varies by State
| CA, NV, WA, GA and TX Customer |
$16.00 (per item) |
| NY and MA Customer |
$12.00 (per item) |
| All States Non-Customer |
$28.00 (per item) |
Other
| Wire Transfer Amendment/Tracer |
$10.00 (per item) |
Automated Transfers
| Automated Telephone Transfer Fee | No Charge |
| Automated Overdraft Transfer Fee From Savings; customer must be enrolled in service |
$5.00 (per item) |
Foreign Currency Exchange
| Foreign Currency Sold to Customer | $8.00 (per transaction) |
| Foreign Currency Bought from Customer | $5.00 (per transaction) |
| Foreign Currency “Small Dollar Transaction Fee” | *$10 |
| *This additional fee will be added to the Foreign Currency Sold or Bought transaction fee when the transaction amount is less than USD $300.00. |
Negotiable Items
Cashier’s Check (Bank Check) Fees
| Customer | $5.00 (per check) |
| * $10.00 per check charge will be waived on checks made payable to the Account Holder(s) if you maintain $5,000.00 in your owned account(s). |
| Non-Customer | $10.00 (per check) |
Money Order Fee |
|
| Customer | $5.00 (per money order) |
Gift Card Fee |
|
| Customer | $2.00 (per check) |
Foreign Drafts
| Issuance of Foreign Draft | $32.00 (per item) |
Collection Account
| Collection Set-Up Fee | $50.00 |
| Monthly Collection Fee | $10.00 |
Savings Account Loans
| Savings Loan Set-Up Fee | $25.00 |
Documentation Requests
| Statement Copy Copy of a statement previously issued |
$5.00 (per copy) |
| Duplicate Statement Additional statement automatically mailed per statement cycle |
$5.00 (per copy) |
| CD-ROM Statement Fees | |
| Monthly CD | $30.00 |
| Quarterly CD | $40.00 |
| Semi-Annual CD | $60.00 |
| Annual CD Receive a statement copy(ies) and check images saved on a CD-ROM |
$80.00 |
| Check Copy Copy of a check previously paid |
$3.00 (per copy) |
| Verification of Deposit Letter |
$15.00 (per letter) |
Legal
| Legal Processing Fee | $75.00 (minimum charge) |
| Levy/Garnishment Processing | $90.00 (per occurrence) |
Back Office Research / Services
| Research Fee Deposit account research, statement reconciliation, etc. |
$30.00/Hr. Min. of 1 Hr. + $0.25 per copy |
| Faxing | $5.00/1st page $1.00 per additional page |
| Photocopies | $0.25 (per copy) |
Notary Service
| Notarization Notary services are offered at some locations and are available only to East West Bank customers and employees. |
No Fee |
Miscellaneous
| Counter Checks | $1.00 (per check) |
| Lost Passbook (replacement) | $5.00 |
Internal Revenue Service Penalties
| Failure to Furnish TIN | *$50.00 for each failure |
| *If you fail to furnish your correct Taxpayer’s Identification Number (TIN) to us, you are subject to an Internal Revenue Service penalty of $50.00 for each failure unless it is due to reasonable cause and not willful neglect. |
Retirement Account
Annual Trustee Fee Per Plan Year
| Individual Retirement Account (IRA) | $12.00 |
| Basic Retirement Plan (BRP)/Keogh | $20.00 |
| Basic Retirement Plan Common-Law Employees | $12.00 |
Transaction Fees Per Occurrence
| IRA or BRP | Outgoing Transfer | $15.00 |
| IRA or BRP | Premature Distribution | $15.00 |
| IRA or BRP | Excess Contribution Correction | $15.00 |
| IRA or BRP | Levies, Garnishments and Attachments | $25.00 |
| IRA or BRP | Regular Divorce or Death Distribution | $25.00 |
| IRA or BRP | ** Distribution Over 59 1/2 | $15.00 |
** IRA/BRP normal over 59 ½ distribution fees and certificate penalties will only be waived once a year unless they are set up on a periodic payment system. Annual Trustee fees will not be waived regardless of account balance. There are no processing fees applicable for disability or regular periodic payment distributions.
Safe Deposit Box
| Lost Key (each) | $15.00 |
| Key Deposit | $20.00 |
| Drilling | Actual Cost |
Annual Fee by State, As Available
| Size(s) | CA, NV | WA, TX, GA | NY* | MA |
|---|---|---|---|---|
| 1” x 4” | $30.00 | $30.00 | N/A | N/A |
| 2” x 4” | $30.00 | $30.00 | N/A | N/A |
| 2” x 5” | $35.00 | $30.00 | $40.00 | $65.00 |
| 3” x 5” | $45.00 | $40.00 | $60.00 | $75.00 |
| 4” x 5” | $50.00 | $50.00 | N/A | N/A |
| 5” x 5” | $55.00 | $50.00 | $90.00 | $90.00 |
| 2” x 9” or 2” x 10” |
$60.00 | $60.00 | N/A | N/A |
| 3” x 10” | $65.00 | $60.00 | $120.00 | $90.00 |
| "3” x 11” | N/A | N/A | N/A | $120.00 |
| 4” x 10” | $65.00 | $65.00 | N/A | N/A |
| 5” x 10” or 6” x 10” |
$85.00 | $80.00 | $160.00 | N/A |
| 5” x 11” | N/A | N/A | N/A | $140.00 |
| 7” x 10” or 8” x 10” |
$100.00 | $100.00 | N/A | N/A |
| 5” x 15” | $150.00 | N/A | N/A | N/A |
| 9” x 10” or 10” x 10” or 11” x 10” |
$120.00 | $120.00 | $220.00 | N/A |
| 10” x 11” | N/A | N/A | N/A | $210.00 |
| 10” x 15” | $100.00 | N/A | N/A | N/A |
| 11” x 15” | N/A | $135.00 | N/A | N/A |
| 12” x 12” or 11” x 16” |
$150.00 | $150.00 | N/A | N/A |
| 15.5” x 15.5” | $200.00 | N/A | N/A | N/A |
| 15” x 15” | $250.00 | $165.00 | N/A | N/A |
| 30” x 15” or 31” x 15” | $350.00 | $300.00 | N/A | N/A |
| 44” x 16” | N/A | $475.00 | N/A | N/A |
| 20” x 25” | $500.00 | $500.00 | N/A | N/A |
Prices vary depending on the box size. All boxes are subject to availability and may not be available at every branch. * Sales tax will be added to the fee for boxes rented in New York state. For additional information you may contact your local East West Bank branch.
Fees apply to all services provided by East West Bank through East West Bank or an East West Bank branch or office. East West Bank reserves the right to make changes on fees due to policy or regulatory changes at any time. Except as otherwise required by law, fees are subject to change without prior notice. This fee schedule supersedes any previous brochure or fee schedule you may have in your possession.
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