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Our Unique Bridge to Home Saver Line of Credit Offers Many Layers of Convenience and Flexibility, Including:

 

Easy access to funds within the first 10 years
No minimum credit score requirement
No prepayment penalty
Interest-only monthly payment during the draw period

To get started, contact your local loan officer today!

 

 

Purpose

Refinance only

 

 

Term

10 years draw + 20 years repayment

 

 

Maximum Loan Amount

1st lien: Maximum line is $2,000,000
2nd lien: Maximum line is $1,000,000

Note: The senior lien (first mortgage) loan amount cannot exceed $3,000,000. 

 

 

Maximum Loan to Value (LTV/CLTV1)

50%

 

 

Occupancy

Owner-occupied, second home, investment

 

 

Property Type

  • single family residence (1-4 units)
  • condominiums
  • planned unit developments
  • townhomes (1-4 units)

 

 

Eligible Borrowers

Individuals (including married or joint applicants), LLCs, Corporations, Trusts, Foreign Nationals, and Non-Permanent Resident aliens.

 

 

Access Method

  • Credit line checks
  • Access your account through EWB Online Banking2
  • Contact East West Bank Loan Servicing for manual advance

Already Have a Loan?

Need Help?

Give us a call at
877-392-6868

Email Us

Mon - Fri: 8:30 am to 5:30 pm PT

Disclosure

All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank's application, underwriting, appraisal, and credit approval. Program is available in select counties of California, Georgia, Massachusetts, Nevada, New York, and Washington.

1 CLTV includes any remaining loan on the property plus the new HELOC amount requested.

2 Must have an EWB deposit account and sign up for EWB online banking.